Only licensed attorneys and their paralegals are allowed register to the system. Therefore registration is restricted to attorneys who have passed the state bar and are in good standing. We've designed the system so your involvement is the simple practice of law (document review, legal consultation, etc.). However, your clients do not need to register to the system in order to fill out the loan application.

Where are your rates?

The daily rates are available to the public on the home page with an opportunity to click-through for more detailed information.  In addition, the daily rates are emailed to all registered users

How does this provide value to my client? 

By eliminating the mortgage broker from the process you are saving your client thousands of dollars in junk fees and yield spread premiums. In addition, they benefit from your legal training and having you represent them during the loan process.

A real estate purchase is often the largest economic decision a consumer will make in their lifetime. The assistance of an attorney to guide them through the process and provide them with the best possible service will not only help them with their home purchase but also build trust and hopefully result in a long-term business relationship between you and the homeowner.

Nothing. Registering with us, using our online application process, and trainings are completely FREE.  If you would like to schedule a seminar in your area, please let us know.

What will I be responsible for?

As a JurisTrust registered attorney your involvement is the simple practice of law (i.e., document review, legal consultation, etc.). JurisTrust staff are available to answer questions and a staff underwriter is assigned to each file.

What is my liability as an attorney?

Standard legal malpractice insurance is sufficient. JurisTrust is a licensed underwriter in your state and the originator of the loans. Assisting your client with the loan paperwork falls within the practice of law.    

How are attorneys able to replace mortgage brokers?

In most states, attorneys are exempted from mortgage broker licensing requirements.  However, we've designed the system so your involvement is the practice of law. Many years ago, attorneys actually handled a lot more of the process than they do now. Over the years competition from title insurance companies pushed many attorneys out of the industry. Our mission is to help attorneys regain that market by enabling them to assist the homeowner in their role as an attorney and eliminate the mortgage broker.

How quickly do you close loans?

By using our online application and our streamlined process, most of our loans close within about three weeks. We typically lock for 25 days and have processed loans in as quick as 10 days.

How much should I charge?

Each attorney can set their own rates as either a flat fee or an hourly rate. Your attorney fees should be commensurate with your time and effort. Attorneys in many states are also eligible to receive a portion of the title insurance premium.

What is a 1003 form?

A 1003 form is a standard real estate form used by Fannie Mae and Freddie Mac to determine the credit worthiness of a borrower. JurisTrust underwriters use the score generated from the 1003 to determine interest rates for individual borrowers.  We've designed our online 1003 form to be very straightforward.

For your convenience, there are help files next to each section should you need additional information.

What happens after the application is submitted?

Once the loan application has been submitted by the client, our underwriters will check their credit and prepare a good faith estimate for them. The client will receive a good faith estimate along with a customized list of requested materials the day following application submission.

How difficult is the process to learn?

The system is designed to be intuitive. If your clients are familiar with the mortgage process it will be very simple. However, even new homeowners and those just entering the real estate industry will find the system easy to use.  

Do you provide training? 

Yes. JurisTrust provides a free 30 minute training session. Our underwriters and customer service staff are also available to help and answer your clients questions at any point. The training will introduce you to our commercial and residential loan system. However, your clients will need no specialized training to use our system.

In addition, JurisTrust is beginning to offer free seminar training across the country. The seminar schedule will be posted on our website when the dates are finalized.

Feel free to call us anytime with questions 1.866.380.7640 or email us at support@juristrust.com